This document is a general template provided for informational purposes and has not been prepared or reviewed by a qualified legal professional. It should be customised and verified against applicable law before use. Last updated: [date to be added].

1. Acceptance of Terms

By accessing or using the Morranvale website ("Site"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Site. We may update these Terms from time to time, and continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

2. Nature of the Service

Morranvale provides data-led informational content, analysis, and commentary relating to crypto portfolio strategies. The Site and any materials, charts, or figures made available through it are provided for general informational purposes only and do not constitute financial, investment, legal, or tax advice.

Nothing on this Site should be construed as a recommendation to buy, sell, or hold any particular asset. Any backtested figures or performance references presented are historical or simulated in nature and do not guarantee future results. You are solely responsible for any decisions made based on information obtained from the Site.

3. Eligibility

By using the Site, you represent that you are at least 18 years of age (or the age of legal majority in your jurisdiction) and have the legal capacity to enter into these Terms. The Site is not directed at individuals in jurisdictions where its content or any associated services would be contrary to local law or regulation.

4. Account and Access Requests

Certain areas of the Site, such as requesting access or submitting enquiries, may require you to provide accurate contact information. You agree to provide truthful and current information and to promptly update it if it changes. You are responsible for maintaining the confidentiality of any credentials associated with your use of the Site.

5. Acceptable Use

When using the Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorised access to any part of the Site, its systems, or related networks;
• Interfere with or disrupt the integrity or performance of the Site;
• Reproduce, duplicate, copy, sell, or exploit any portion of the Site without prior written consent;
• Use automated systems (such as bots or scrapers) to extract data from the Site without authorisation.

6. Intellectual Property

Unless otherwise indicated, all content on the Site, including text, graphics, logos, charts, and layout, is the property of Morranvale or its licensors and is protected by applicable intellectual property laws. You may view and use content for personal, non-commercial purposes only, and may not reproduce, distribute, or create derivative works without prior written permission.

7. Third-Party Links and Services

The Site may contain links to third-party websites or reference third-party data sources. These links are provided for convenience only. Morranvale does not endorse and is not responsible for the content, accuracy, or practices of any third-party sites or services, and your use of them is at your own risk.

8. No Warranty

The Site and its content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. Morranvale does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Morranvale and its representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or assets, arising out of or in connection with your use of, or inability to use, the Site, even if advised of the possibility of such damages. Your use of any information presented on the Site is at your own discretion and risk.

10. Indemnification

You agree to indemnify and hold harmless Morranvale, its affiliates, and representatives from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Site or your violation of these Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Site, in whole or in part, at any time and without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or to Morranvale.

12. Changes to the Site or Terms

We may modify, suspend, or discontinue any aspect of the Site at any time without notice. We may also revise these Terms periodically; the updated version will be posted on this page with a revised "last updated" date. Your continued use of the Site following any changes signifies your acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Morranvale operates, without regard to conflict-of-law principles. [Specific jurisdiction to be confirmed and inserted.]

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact

Questions regarding these Terms can be directed via the contact details provided on our Contact page.